AFC360 Mortgage Center, powered by Asset Financial Center, is a Mortgage Broker that upholds strong values in responsible real estate lending practices. We pride ourselves on our ability to offer a wide range of mortgage options to meet all of our clients’ needs. Honesty, integrity and providing excellent customer service guides us in building our company one day at a time, one conversation at a time. We are boutique firm that delivers BIG results.
The AFC360 Mortgage Center team consists of tenured mortgage professionals who are committed to this industry, with more than $1.25 Billion in funded transactions. We’re your route to finding the best mortgage solution possible for you.
The AFC360 Mortgage Center team prides itself on delivering the solution that best fits each client. We believe in the art of listening and understanding your particular situation, so we can best outline all the options that are available to you. You now have someone in your corner.
In this competitive market you must be pre-approved and know all of your options before starting your home search. With 75+ Wholesale Mortgage Investors, we can identify best programs that meets your needs and qualifications. From First-Time-Home-Buyer Programs and downpayment assistance to multi million dollar purchases, we have you covered.
A refinance should give you the maximum amount of beneift, from the rate to the terms of repayment. It’s important that you know that there’s never just one answer, and that’s why we present you with all of your refinance options — so you know your choices, and can pick the option that works best for you.
The equity in your home is your cash, and it can benefit you in many different ways. From debt consolidation to funds to help with a remodel. Money is cheap today to borrower — but how, when and what is the key!
DAYS TO CLOSE
Conventional mortgages are based on Freddie Mac and Fannie Mae guidelines. Our network of wholesale lenders offer many options, from first-time home buyer programs to low down payment options.
As you know, mortgage insurance is usually required for conventional mortgages with a down payment of less than 20%. But AFC360 can help: we work with your lender to arrange for them to cover the mortgage insurance, so you don’t need to pay any monthly mortgage insurance payment!
If you already have a loan, you can refinance. This may allow you to lock in the lowest rate possible and/or remove your current mortgage insurance. Call today to discover your options.
GOVERNMENT INSURED MORTGAGES
FHA, USDA and VA mortgages are insured by the government, giving our lenders flexibility to offer programs with low (or even no) required down payment, lower credit scores, flexible debt-to-income guidelines and lower interest rates compared to conventional mortgages.
For FHA and USDA mortgages, both upfront and monthly mortgage insurance may be required based on current guidelines. It is determined by the amount of your down payment, and in most cases is required for the life of the mortgage.
Eligible veterans can get a VA insured mortgage, offering programs with no down payment and no monthly insurance. VA loans require a funding fee based on the veteran’s eligibility, but some veterans are completely exempt.
A government insured loan may be a great possibility for you, whether or not you’re a veteran — especially if you need flexible qualifications or have limited home value. Call us today to discover if you qualify!
Yes… interest rates are at an all-time low.
But have you taken advantage of it?
We can help you discover savings…
Give us the chance to help you understand your qualifications and investigate the mortgage options available to you for purchase, refi, or cash out.
We’ll work hard to gain (and keep) your trust.